Job Details
  • Reference364449A_1602720524
  • LocationSydney
  • SalaryAU$950 - AU$960 per day
  • Job TypeFull Time
  • Posted13 days ago
  • ConsultantElena Chau

Job Purpose:
This is a key position within the Unsecured Risk team responsible for analytics to manage policies and product risk for our client's Credit Card portfolio's.

Job Background / Context:
This role has high visibility which requires interaction with product, marketing, decision management, finance, credit operations and risk stakeholders at a local/regional level while delivering proactive insights and strategies to manage credit losses within Citi's Risk appetite framework.


Key Responsibilities:

  • Identify opportunities for further enhancement of strategies for growing the portfolio by carrying out analytics projects with business risk /rewards perspective
  • Develop, maintain and manage credit policies to provide optimal risk and reward trade-off
  • Track portfolio trends and initiate timely control actions
  • Liaise with internal stakeholders and keep them abreast of credit performance and proactively drive actions, as necessary. Ensure clear communication of priorities/deliverables to manage expectations
  • Responsible for portfolio performance in line with forecasts
  • Interact with Product and Marketing teams for launch approval of new campaigns
  • Work with credit operations unit for implementation and governance of credit policies
  • Assess and revise Cards risk appetite framework including development of appropriate benchmarks, initiate champion/challenger initiatives to test boundaries while maintaining healthy risk returns
  • Ensure timely completion of regional deliverables including performance monitoring, portfolio quality review and any other ad hoc deliverable

Knowledge/Experience:

  • Minimum of 2+years in a similar role
  • Strong analytical and data mining techniques - SAS programming, decision tree tools and advanced Excel
  • Applies numerical and analytical skills to support ideas and portfolio performance
  • Use knowledge of business when conducting analytics
  • Data mining skills to a high level of complexity
  • Applies complex models to measure risk

Qualifications:

  • University degree
  • Quantitative Academic qualification preferred
  • Strong influencing and negotiation skills
  • Ability to multitask and manage portfolios with minimal supervision
  • Strong organisational skills; planning, follow-up, execution skills to drive intended results in a high-pressure environment

If you possess the required skill sets and would like to learn more about the opportunity please click apply right away to submit your application.